AML/KYC Policy
January 17, 2025
Introduction
NEW CRYPTO ERA II S.A.S. DE C.V.'s Anti-Money Laundering and Know Your Customer Policy ("AML/KYC Policy") is designed to prevent and reduce the potential risk of NEW CRYPTO ERA II S.A.S. DE C.V. being involved in any kind of illegal activity. International and local regulations require NEW CRYPTO ERA II S.A.S. DE C.V. to implement effective internal procedures and mechanisms to prevent money laundering, terrorist financing, drug and human trafficking, the spread of weapons of mass destruction, corruption and bribery, and to take action in the event of any suspicious activity by its Users. The AML/KYC Policy covers the following topics: Verification procedures. Sanctions and PEP list screening. Compliance Officer. Transaction monitoring. Risk assessment.
Verification Procedures
One of the international standards for preventing illegal activity is proper customer due diligence ("CDD"). In accordance with CDD, NEW CRYPTO ERA II S.A.S. DE C.V. has established its own verification procedures under anti-money laundering and know-your-customer standards. NEW CRYPTO ERA II S.A.S. DE C.V.'s identity verification process requires the User to provide reliable, independent documents, data, or information (e.g., national ID, passport, bank statement, utility bill). For these purposes, NEW CRYPTO ERA II S.A.S. DE C.V. reserves the right to collect the User’s identifying information for AML/KYC purposes. NEW CRYPTO ERA II S.A.S. DE C.V. will take steps to confirm the authenticity of documents and information provided by Users. All lawful methods will be used to re-verify identity data, and NEW CRYPTO ERA II S.A.S. DE C.V. reserves the right to investigate specific Users deemed high-risk or suspicious. NEW CRYPTO ERA II S.A.S. DE C.V. reserves the right to verify a User’s identity on an ongoing basis, especially if their identifying information has changed or if their activity appears suspicious (unusual for that User). Furthermore, NEW CRYPTO ERA II S.A.S. DE C.V. reserves the right to request up-to-date documents even if identity verification was previously completed. Collection, storage, transmission, and protection of User identity information are strictly carried out in accordance with NEW CRYPTO ERA II S.A.S. DE C.V.'s Privacy Policy and applicable laws. The identity verification process includes: *Automated ID verification - *Facial recognition - *Synchronization with national registries. **Automated ID verification:** - ID verification software automatically recognizes, checks, and extracts information from over 3,000 identity documents across more than 190 countries. From passports and ID cards to driver’s licenses and residency permits, the system enables efficient and accurate global identity document analysis. **Facial recognition, 3D Liveness Detection, and Authentication:** - Advanced biometric and facial recognition algorithms ensure that the analyzed individuals are real, preventing the use of photos, 3D masks, and other forgeries. 3D face mapping may be used as a bulletproof method for authentication and login. **Synchronization with national registries:** - The identity verification program automatically cross-checks the data obtained from ID documents with government databases in over 70 countries, adding another layer of security. Once a user's identity is verified, NEW CRYPTO ERA II S.A.S. DE C.V. may disclaim potential legal liability if its Services are used in illegal activities. **Card Verification:** - Users intending to use payment cards with NEW CRYPTO ERA II S.A.S. DE C.V.'s services must pass card verification according to the instructions provided on NEW CRYPTO ERA II S.A.S. DE C.V.'s Website. The following activities are strictly prohibited and subject to action by AiFory Pro: 1. Granting third-party access to a personal account. 2. Engaging in the following activities: a. Money laundering, b. Terrorist financing, c. Fraud, including phishing, credit card fraud, and scams, d. Drug trafficking and related financial activities, e. Arms trafficking and related financial activities, f. Offering cryptocurrency exchange services to third parties, g. Offering fiat currency exchange services to third parties, h. Using Aifory Pro for business transactions to circumvent any regulation or policy. 3. In case of suspicious activity, AiFory Pro may freeze the User’s balance. 4. AiFory Pro may request any required documents or information, including video verification, which Users are obliged to comply with. 5. To top up an AiFory Pro account, the User must use their own bank cards, show loyalty to AiFory Pro, and disclose their identity when required. 6. Users must always provide complete and accurate information for KYC procedures.
Sanctions and PEP Screening
NEW CRYPTO ERA II S.A.S. DE C.V. conducts sanctions and Politically Exposed Persons (PEP) list screening. Individuals and entities are screened against the following lists: *During user registration - *Whenever there is a fraud or AML alert by the compliance officer - *Monthly via automated re-check of all client databases. **Screening includes:** - * International sanctions list monitoring: *OFAC SDN, FSE, SSI, Palestinians, Non-SON - *OICV-IOSCO - *World Bank - *United Nations Sanctions Lists - *SECO (Switzerland) - *UK HM Treasury - *EU Consolidated List - *Central Bank of Russia - *Rosfinmonitoring (Russia). *Law enforcement watchlists: *Europol Most Wanted - *UK National Crime Agency - *FBI - *U.S. FDA - *FinCEN 311 Special Measures.
Compliance Officer
The Compliance Officer is a duly authorized person at NEW CRYPTO ERA II S.A.S. DE C.V. responsible for the effective implementation and enforcement of the AML/KYC Policy. Duties include: *Collecting user identification data - *Creating and updating internal policies and procedures - *Monitoring transactions and investigating significant anomalies - *Implementing a record-keeping system - *Updating risk assessments regularly - *Providing information to law enforcement as required. The Compliance Officer is authorized to interact with law enforcement authorities dealing with AML and terrorist financing issues. The current Compliance Officer is Mikheil Gevorkyan.
Transaction Monitoring
Users can be identified not only by who they are, but also by what they do. Therefore, NEW CRYPTO ERA II S.A.S. DE C.V. relies on data analysis as a tool to assess risks and identify suspicious activity. NEW CRYPTO ERA II S.A.S. DE C.V. performs tasks including data collection, filtering, recordkeeping, investigations, and reporting. Capabilities include: *Daily checks against known blacklists (e.g., OFAC) - *Aggregating transfers across multiple data points - *Maintaining watchlists and denial lists - *Opening investigation cases when needed - *Internal messaging and filing regulatory reports. Automated transaction monitoring tools prevent activities related to money laundering, terrorism financing, drug and human trafficking, WMD proliferation, corruption, and bribery. The software automatically analyzes incoming and outgoing data. NEW CRYPTO ERA II S.A.S. DE C.V. reserves the right to: *Report suspicious transactions to the appropriate authorities - *Request additional documents and information from Users - *Suspend or terminate User Accounts if there are reasonable suspicions of illegal activity. The list is not exhaustive. The Compliance Officer will monitor all User transactions daily to determine whether reporting or escalation is required.
Risk Assessment
NEW CRYPTO ERA II S.A.S. DE C.V. applies a risk-based approach in line with international AML/CFT standards. By using this approach, NEW CRYPTO ERA II S.A.S. DE C.V. ensures that its preventive measures are proportional to the risks identified. Resources are allocated according to priority, so that the highest risks receive the most attention. For questions, please contact us at: [info@aifory.pro](mailto:info@aifory.pro)